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A checking account is the most basic personal finance tool. It's a place to keep your money safe and track how much you spend it. Whether you have just inherited money, are starting up a new business, have received a job promotion, have recently had a child or any other major life change, you may want to consider opening one or multiple bank accounts. December 29, 2020 by robert farri. Having a trusted financial service provider is important as it is a safe place to hold and withdraw earned income. If you're watching your pennies and sticking to a budget, it doesn't make sense to pay for the privilege of ke. To most people, the process of opening a bank account can be intimidating and tiresome. For the most current information about a financial product, you should always check and confirm accuracy with the offering.

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